Proposal... Roadtax based on insured value!

Proposal... Roadtax based on insured value... (2nd reminding)

In this blog entry, I'm going to follow up on what I wrote back in

"Wednesday, December 19, 2007"
"Propose: Road tax based on insurance instead of... "

http://otoreview.blogspot.com/2007/12/propose-road-tax-based-on-insurance.html

Again, I proposed tiered ROAD TAX based on insured value of the car instead of CC (Cubic Capacity). Why?

Because it's Unfair for say (Example 1) a 23 years old 3200cc car (1991 Honda Legend) owned by a Pensioner worth RM12,000 but have to fork out RM4,000 road tax PA. The pensioner don't want to sell his car due to sentimental value. It's his LAST COMPANY Car which he bought over when he retire...


Again, it's unfair as (Example 2) A New RM390,000 E250 owner only pay RM3xx roadtax PA. Why is it so? Because the car's a 2.0.

Example 3, a Retired VIP wants to keep his 1989 BMW 740iL V8, does it make sense to imposed RM12,000 a year when his car's worth RM3k LESS. Even though he's a VIP.

Example 4: A new 1.6 litre Peugeot 508 THP SW worth RM179,000 but owner paying RM90 roadtax only.

Can you sense the irony in this 4 examples?

To ensure fairness, the Government should implement this proposal As soon as possible (ASAP) so that some Rich folks won't get away with the Loophole. It's SHOCKING, a 2000cc Mercedes E250 worth RM390,000 owner only have to pay RM3xx roadtax while 1 20 yrs old BMW worth RM10,000 gets to pay RM10,000+ road tax per annum. Something needs to be done...

PLEASE Be NICE to your SA when buying NEW CAR.

OR Else, thing's will NOT BE SMOOTH SAILING!

A Friend, Kelvin POST THIS in His Facebook Page...  I feel so touched that I'd like to blog it here:

"Sometimes I feel sorry for SA (Sales Adviser). Buyers always wanna squeeze the most free gift from SA. Using methods like "...  if u r not following the same offer I get from outside, I will change SA.  After change, only wanna start complaining stuff like my SA promise to deliver this and that, but ended up delay and all the bullshit".


I mean, come on, we are talking about buying something at a price tag of at least 40k . Give the SA their share and I am sure you will be a happy soon to be car owner. 

Never be penny wise pound foolish (Ie. greedy). Anyone can promise you heaven and earth before sealing the deal. So if you are the type that survey the whole Malaysia just to get the slight extra discount (like 100-200 more), ALL THE BEST TO YOU!!!

NEXT TIME PLEASE Try putting yourselves in people's shoes."

END OF Kelvin's quote...

MY TURN:

My Observation:  The MORE Demanding, BOSSY, Mean customers to their Sales adviser, the More Problems/Defects follows.  The LAW of KARMA ironically true in 5/10 cases I handled.  

Example of this DEMANDING, PERFECTIONIST Customer:

Buy No plate, BID Failed!  Their car came, minor defects...  Tinting done - ALSO DEFECTS...  Delivery, Alignment and balancing out...

Thing's not SMOOTH for Her...

In CONTRAST:

A patience DOCTOR Client who bought HIS Elantra with me.  Bought his Lucky no 4456 at 1st attempt, Waited patiently with no Complaint for another 10 days due to our Company trip, Admin off...  He's rewarded with a FRUGAL, Perfect Black Elantra.  I just visited him for Roadtax and insurance renewal.  1 year on, still SMOOTH SAILING and a HAPPY OWNER!

SO BE GOOD TO YOUR SALES EXECUTIVES or SALES ADVISERS and Good things will come to you!

Buying new Car from Branch OR Dealers better?

Are you looking to buy a New car?  Now, many people throwing me this Question:

IS it better to buy From < insert Brand... > Branch or Dealerships?

Well, let me run through the pros and cons and differences from buying with Branch and dealerships.
I am a Hyundai Salesman for a Dealer but I have a friend working in branch (Hyundai Sime Darby Motors).  So we often exchange information...

Here's what I gather...

BRANCH (Sime darby)

Pros:

- Quicker to get car allocations (most models)
- They do QC before delivery (Eg. Alignment and balancing, headlight levelling)
- PRIORITY  for defect claims
- HUGE discounts on "Passport" models only (At the moment it's Elantra and i10)
- Branch salesmen only Hyundai Roadshow at Motorshows, 1 Utama, Mid-valley, KLCC, The Curve
- 1st hand information on Production line (hence more accurate waiting lists)
- 1st to get NEW Trading terms.  Often 1 week earlier (headstart) than Dealers.
- Cars are Paid after SOLD.  So more Varieties/Colors in the Inventory. 
- Got chance to do SPONSORED Roadshows (such as World Cup, Maybank Malaysian Open Golf)
 - Got chance to sell Pre-owned, Demo cars (SO TRUE for HYUNDAI SIME DARBY MALAYSIA)
 - FOR SALESPERSONS: Tied down with Legal Employment contract.

CONS:

- No previous year stock (all passed to dealers)
- less discounts (on other models)
- Less Commission
- Less margin
- Standardized Bonus, leave and Company annual trip/incentives.
- NEED TO WEAR Formal (Long sleeve and tie for guys, Long-sleeve blouse, scarf and skirts for girls) UNIFORM at duty.
- Higher pressure for Sales performance (especially 3S branches)
- LOTS OF POLITICS / Backstabbing / Group-think.
- YOU ARE ON YOUR OWN.  Very little Teamwork, support from other Colleagues.
- TOO MANY SALESMEN (At least 15, up to 25)

DEALERS

Pros:

- ALL cars are PAID with Cash upfront before SOLD
- Therefore, to compensate (get back the cash), Better Discounts and freebies given
- Sometimes faster than branches if they keep OR force to take STOCK.  Eg. CBU Cars.
- Can offer to Submit Loan 1st, only pay Booking upon loan approval
- Can offer to Mark up for full loan
- Previous year (OR 2 years back stock - Kah Bintang) available.  So HUGE Discounts.
- For Salesmen, bigger commissions and margins and better Incentives (with passport models)
- ALSO for salesmen, more hands on Learning experience (ALL ROUNDER), more things to learn.  Cause everything Salesmen do.  Eg. Puspakom inspection, JPJ registration, collect AP from HQ.
- NO Politics,  LOTS OF TEAMWORK!  Cover 1 another, help one another.
- Less Hassle/formalities in Transactions VS Branches.  Eg. No need Wear tie and long sleeves.  Flexible Annual leave.  LESS FORMAL or NO EMPLOYMENT CONTRACT.
- Less salesmen.  Average 7 only.


CONS:

- No Pre-delivery QC
- Slightly more difficult for Defects claims.
- for Salesmen, Only "small scale" roadshow allowed.  As Major roadshows only Branches can do
- Lots of disappointments in Delivery date cause no access to Production line.
- Slightly higher mileage (for CBU cars)
- Sometimes slow selling cars HQ forced Dealer to take (in exchange with HOT Selling cars)
- Selling "While stock lasts".  "Sell what we have".
- Trading terms and promotions we were always 1 week behind Branches.


CONCLUSION: It's NOT Branch or dealers that matters.  It's SALESPERSON Services.  It's our JOB to guide you/ make you feel comfortable to buy your NEW Car.  Some salesmen I know DO Provide DOOR TO DOOR Service.  1 salesman (HYUNDAI ADVANT SPEED MOTORS) even do the FOLLOWING EXTRA MILES:

1)  Collect car from Client's house or office, drive to service centre and return to Client office. 
2) Helped Client to renew Roadtax and insurance and Deliver to their Doorstep.
3) And many more...  Salesmen Extra miles service. 

That's all folks, thanks for having the time and patience to read this blog entry. 

Tags: Branch VS Dealers, HSDM vs Dealers, "Shall I work in Branch or Dealers?", "Where to buy?" Branch OR Dealers.

Scammer MBPJ

SCAM1: I bought MBPJ monthly parking pass online on 22 October 2013, earliest starting date 25 October.  the parking sticker arrived 1 days later.  But on 24 October, I received a summon of RM30 From D141, an obese Malay guy whom I seen twice daily patrolling Damansara Perdana.  MBPJ TOOK advantage of the loophole and summon me!

See photo 1 and  2,

 
Scam 2, issuing summon despite seeing you walking to the ticket machine paying for parking. See photo 3.
 
 Why?

In order to hit quota. When confronted, he said he cannot cancel the summon, must go to Their HQ at Menara  MBPJ to appeal.   The problem is that it's impossible to find parking there as MBPJ staff occupied all the available parking lots.

 

 SCAM 3:  MBPJ Purposely don't collect your rubbish for 2-3 weeks until it Accumulates only to summon you.  Come to PJU8/5B, lorong behind.  Mini mountain of Rubbish purposely left uncollected.  In fact, they only clear the rubbish ONCE A MONTH!

SCAM 4: MBPJ TOWED AWAY DOUBLE PARKED CARS (for like 5 mins to the bank only) in BUSY AREA like Damansara Uptown and Damansara Perdana.  For my case, I ran out as they were about to tow my car, they still tow to a secluded place and FORCED you to Pay RM300 ON THE SPOT.  This is ANOTHER DOUBLE STANDARD cause 500 metres away every FRIDAY Noon, Muslims of Damansara Utama Masjid will TRIPLE PARKED along the road for 3 hours and nothing's done to them!  In my case, I double parked for 5 minutes only the PHARKERS towed my car already!  

Apparently, they only target Non Muslims!

MORE SCAMS to be EXPOSED by BLOODSUCKING MBPJ!!!

Trade in dilemma. Vios again!

I can replace "VIOS again" with Myvi, Citra, Sentra and 'insert popular car model here' again.

The problem is Vios and Myvi owners are Cocky!  They are still blinded that their car Still commands Good resale value and cannot accept the fact!

The fact is with every New Model introduction, old model resale value Sure dropped by up to 20%.  With the exception of Civic FD & Camry 08', more on that later! 

Take a 2005 Vios owned by Ms.T for example!  All 3 of my panel dealers offers RM28,000 as trade in!  She so Stubborn and insist that her car worth RM35,000 Based on Motor trader & mudah pricing!  But this is ASKING PRICE!  Not transacted price!

She so cocky that she turned down a RM31,000 Cash buyer!   

Case 2 is also Vios.  It's Vios 1.5 Trd 09'. This owner still thinks his car worth RM60,000!  What a Joke!  Dealer offer RM48k trade in only!  

Toyota, Honda and Perodua owners, wake up!  Your car NO LONGER Commands high resale Value!  Especially so for New Civic & New Camry!  It's because they are 'Moving Backwards'. Where Previous Generation is BETTER IN Every Way!  

Jefferson Lim signing off!  Don't shoot me!  I am merely reporting the facts!  

Best time to buy a NEW/USED car...

When is the right time to buy a new car? One might asked. To find out, read on.

Case example 1: A relative of mine learned the hard way. Her car was registered on End of November 1999. But when trade in time, it was deemed as 1999 model though ironically, it is only less than 6 weeks away from year 2000. It's like "so near yet so far" scenario.

Another case of registering a new car in the wrong time and losing out is like my current car. Why?

Case example 2: My Ford Telstar was registered in late January 1999. Technically, it should be a year 1999 car. But no! Ironically, it was manufactured in November 1998. What a big bummer... As a result, it's deemed 1998 model. How pathetic!!! Why this problem happened?

Due to KIASUNESS! Or afraid to lose. Apparently, the previous owner is KIASU, want to book and register a car before Chinese New Year just for the sake of "Showing off". Chinese New Year usually fall between Late January to Early February. Buying a car before Chinese New Year means taking delivery by late January. The consequence?

Unless it's a Perodua or a Hot selling car such as Toyota Vios which manufacturing and sales turnover are high, (Eg. stock turnover within 1 week); chances are previous year stock will roll on until February and sometimes up to 6 months plus from date of manufacturing to date of sale. In which it's typical for Imported cars such as FIAT, Imagine "NEW" 2004 stock of Fiat Coupe HAVEN'T CLEAR).

As a result, he/she often would ended up with a car manufactured A YEAR BEFORE!!! When it's time to sell the car, though it's registered in say February 2007, IT IS STILL MANUFACTURED in NOV 2006!!! It'll be deemed as 2006 model!!!

Therefore, according to my humble observation, the best time to buy a new car is between March to October. March because by then typically MOST CKD car manufacturer has cleared the previous year stock. Till October, why? Because buying a car in the month of November means losing out. As in case example 1 above, it's registered 1 month to the subsequent year (eg. 2007) and is deemed as 2006 model BUT ironically after owning for 31 days, it's 2007. Hence it is assumed that you've owned the car for 1 year though in reality, you only owned the car for 31 days!!! Think and ponder about it...

NOW let's shift your attention to used cars. The best time NOT to get a used car is 1 month before ANY FESTIVE SEASONS and after getting your bonus (End of December to mid January). Why?
Cause most used car dealers will jack up the price during that period. The rest of the time IS a GOOD time to buy a used car.

HIGHLY RECOMMENDED time is:
1) RECESSION time! Strange but true, as Almost everyone will dispose their car DESPERATELY at bargain basement price. Same theory applies to buying a property, ALMOST everyone will sell their property at Riduculously LOW price out of desperation.

2) FOLLOWED by the month of December where most car owners desperate to get rid of their car before the value drop further.
3) Also, AFTER CHINESE NEW YEAR OR HARI RAYA. There are LOTS of KIASU jokers desperately getting RID of their "Old cars" for NEWER car(s). As a result, there would be oversupply of used cars as LOTS of people traded in or sold their cars.

Also, for Car dealers, the "CASH IN" or "PEAK season" period is over as the "URGE" of buying car(s) already DIMMED after Festive seasons. There would be OVERSUPPLY of USED cars as people "Dumping" their Old car(s) for NEWER car(s). Thus, A GREAT BARGAIN AWAITS!!!

Good luck to those Shopping for car(s), whether NEW or USED.